The Bank

Designed for Security
Driven by Trust

Maximum Security for Your Digital Assets

We want to make you aware of several common cyber fraud scenarios as well as actions that you can take to help protect you from becoming the next cyber fraud victim.

MERCO Bank believes that working with skilled security researchers across the globe is crucial in identifying weaknesses in any technology. If you have discovered a security vulnerability in our systems or in one of our product/services, we appreciate your help in disclosing it to us in a responsible manner.

We'll work with you to make sure that we understand the scope of the issue, and that we fully address your concerns. We consider vulnerability disclosures our highest priority and we will try to address any issue as quickly as possible.

$500 Million Insurance

MERCO Bank partners with the foremost providers of security in the blockchain space, including Fins-Insurance Oy, Ledger Vault, among others. Collectively, they carry $500M in insurance protections for digital assets held on the platform via the most prestigious syndicates of underwriters.

Bank-Grade Storage, Full Flexibility

Your assets are stored in bank-grade Class III vaults while our partners’ hardware and software guarantee allows for instant access to your funds and full independence from third-party providers.

Regulatory Compliance & Anti-Money Laundering

MERCO Bank uses high intelligence tech to adhere to the strictest KYC and AML global compliance standards.

Protected High-Yield Passive Income

We protect your assets by only lending them to institutions on an overcollateralized basis through our crypto-backed credit lines. Our rates stay stable over time, because of MERCO Bank’s strict risk policy of never lending without collateral, which results in lower yields but basically no risk. All funds are asset-backed by MERCO Bank portfolio of 200–500% overcollateralized crypto credit line

  • Live Automated Platform
  • Fully Audited Smart Contracts
  • Full Blockchain-Based Smart Contract Security
  • Military-Grade 256-bit Encryption
  • 24/7/365 Fraud Monitoring Mechanisms
  • Extensive Firewall Server Architecture
  • Continuous Third-Party Penetration Testing and Platform Assessment

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